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DEVELOPMENT DRAFT · NOT LAUNCH TERMS

A bounded pilot is not a public launch.

These statements document the current engineering boundary. They are not accepted consumer terms, legal advice, or a general offer of financial services.

No entity, launch jurisdiction, governing law, complaints process, or consumer terms have been approved.

Permitted current use

  • Bounded native-ETH payments on Robinhood Chain mainnet through a verified RelayZero phone account and activated smart wallet.
  • SMS transfers only within the user-approved transaction, daily, lifetime, and fee caps, after an exact expiring confirmation.
  • Offline packet preparation and transport do not constitute settlement; a connected relay and mainnet confirmation are still required.
  • Security testing only against systems and data you own or have explicit permission to test.
  • No autonomous, unlimited, custodial, brokerage, exchange, or app-store service is authorized by this draft.

Custody and recovery boundary

  • The user controls the recovery phrase and local approval credential.
  • The product has no recovery administrator, escrow key, chargeback, transaction reversal, or ability to freeze a blockchain address.
  • A relay is required for blockchain submission; offline signing does not mean offline settlement.

Financial-function boundary

Swaps are non-executable drafts. There is no token, exchange, brokerage, leverage, perpetual, bridge, bank account, gift-card, fee-sharing, revenue-sharing, or autonomous-spending product.

Unresolved launch terms

Specialist counsel must decide operator identity, territorial scope, applicable crypto-asset and transfer-of-funds treatment, sanctions/AML duties, consumer disclosures, liability, dispute resolution, tax, privacy, and export controls before launch terms can be offered.